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What Are Precious Metals IRAs?

A Precious Metals IRA is a specialized type of Self-Directed Individual Retirement Account that allows you to invest in physical gold, silver, platinum, or palladium — instead of just traditional paper assets like stocks and mutual funds. These IRAs offer the same tax advantages as traditional IRAs, but with the added benefit of diversification through real, tangible assets that historically hold value during market volatility and inflation.

Why it Matters:

Precious metals offer long-term stability, inflation protection, and wealth preservation, making them a smart addition to any retirement strategy — especially during uncertain economic times.

How Do Precious Metals IRAs Work?

Opening a Precious Metals IRA is a simple and secure process — and Orchard Gold Group makes it seamless from start to finish.

Work with one of our specialists to set up a new Self-Directed IRA through an IRS-approved custodian.
Transfer or roll over funds from an existing retirement account, such as a 401(k) or Traditional IRA.
Choose from a selection of IRS-approved gold, silver, platinum, and palladium products based on your investment goals.
Your metals are shipped directly to a licensed, insured depository, where they are securely stored and monitored.
As the market value of your metals increases over time, so does the strength of your retirement portfolio.

How to Get Started

Contact Our Precious Metals Specialists

Start your journey by speaking with one of our experienced IRA advisors. We’ll help you understand your options, answer all your questions, and provide guidance based on your retirement goals. Whether you're rolling over an existing 401(k) or starting fresh, we’re here to simplify every step.

Complete Your IRA Application & Transfer Forms

Once you're ready, we’ll help you complete the necessary IRA paperwork. This includes setting up your Self-Directed IRA account and, if needed, initiating a tax-free rollover or transfer from your existing retirement plan. Our team ensures all documents are filed correctly and quickly.

Acquire Your
Precious Metals

After your IRA is funded, you’ll choose from our selection of IRA-approved gold, silver, and platinum products. Our specialists will help you build a customized portfolio that aligns with your goals. Your metals are then securely stored in a certified depository, and your account is fully active.

OPEN A PRECIOUS METALS IRA

Choosing the Right Asset

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Gold

Gold has been the global standard for wealth for thousands of years. Revered for its rarity, beauty, and resistance to corrosion, gold is widely used in jewelry, central bank reserves, and investment portfolios.

Silver

Silver is both a precious metal and an industrial metal, used in everything from electronics and solar panels to medical equipment and batteries.

Platinum

Platinum is the rarest of the three and is primarily used in automotive catalytic converters, medical equipment, and high-end jewelry. It is less commonly held than gold or silver.

Open A Gold IRA Account

Open GOLD IRA

Open A Silver IRA Account

Open SILVER IRA

FAQs

Can I hold physical metals in my retirement account?

Yes. With a Precious Metals IRA, you can own physical bullion (gold, silver, platinum, or palladium) that is stored securely in an IRS-approved facility. Home storage is not permitted under IRS rules.

Are Precious Metals IRAs tax-advantaged?
Absolutely. These accounts offer the same tax benefits as traditional or Roth IRAs, including tax-deferred growth or tax-free distributions (depending on the account type).
What metals are eligible for a Precious Metals IRA?
Only IRS-approved metals qualify, including specific gold, silver, platinum, and palladium coins and bars that meet purity standards (e.g., Gold: 99.5%+, Silver: 99.9%+).
Is there a minimum investment amount?

Most custodians require a minimum investment — typically around $10,000 to $25,000. At Orchard Gold Group, we help you design a portfolio based on your goals and budget.

How secure is my investment?
Very secure. Your metals are stored in insured, regulated depositories with 24/7 surveillance, and you retain full ownership and title to your assets.
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